Decentralised Economy

Framework for an ethical economy
centred around a value-stable currency
that is generated through community-driven projects
and backed by a diverse portfolio of assets

"systems should serve humanity not humanity serve systems"

Combining the best of two worlds

From Fiat-currency Systems

  • Currency creation through economic development
  • Resilience against market volatility
  • Practical usability for everyday transactions

From Crypto Currency

  • Governance without central authority
  • Global, permissionless accessibility
  • Transparency in operations

Project Development Platform
Community projects are proposed, funded, and developed

SE token Value-Stable Currency


Dynamic asset reserve and token liquidity management

SEWA DAO
Governance

 through Decentralised Autonomous Organisation (DAO)

Incentives
Reward various participants
based on the health of the system

Technological Foundation
Build on Radix distributed ledger technology

“what if currency is created by work done in favour of the planet and its people"

Project Development Platform

Project Proposal
Anyone can propose a non profit or for profit project they want to develop.
This should be a comprehensive project pitch 
including funding amount, milestones, duration, and Incentives.
For-profit ventures are required to accept SE tokens as a form of payment when established, further integrating them into the SEWA ecosystem



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Crowdfunding
Funds directed to projects are converted to SE tokens.
A platform fee is taken which is used for liquidity and stability in the system

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Non profit projects receive the total funding minus fees

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For profit projects define the ratio of how much funding they receive and how much goes to contributors in form of SE tokens.

Progress based release of funds
Funds are released to the project initiators and backers when milestones are completed thereby demonstrating tangible progress. 
This incentivises project completion according to set goals and protects from exploitation. 



Voting and Rating
Each member receives 100 “resistance votes” per month.
These can be used to oppose projects that the member believes are unsuitable or potentially harmful to the community.
 
Both projects and community members can be reviewed and rated based on their progress, honesty, and integrity.

This creates a reputation system that encourages positive contributions to the ecosystem. 


For interacting on the project development platform proof of unique identity is required.

This will be implemented through secure, privacy-preserving methods, ensuring that each voice in the community is genuine.

The engagement system creates a continuous feedback loop

  1. Projects are proposed 
  2. Community members vote and provide feedback 
  3. Projects are funded and developed 
  4. Outcomes are rated and reviewed 
  5. Lessons learned inform future projects and votes

"the birth of the new requires transforming the energy of the old"

SE Token Value-Stable Currency


SE token are backed by a diverse portfolio of assets held in the reserve

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The token’s value is pegged to a comparative currency (like the Swiss Franc) and adjusted for true inflation.


This means that if you hold SE tokens, your purchasing power is protected against inflation over time


Asset Reserve
Holds a variety of assets, which may include cryptocurrencies, tokenised commodities, and other valuable tokenised assets.

SE tokens are minted when assets are added and burned when exchanged back for reserve assets.




Liquidity Pool
contains SE tokens used for market operations and stability maintenance. Burns SE for stabilisation and distribution

(burn lowers collateralisation ratio which can enable incentive distribution). 


Market Interface
Enables the exchange of SE at pegged value.


Operates with a fee to generate additional backing for the system.



Reserve Target Ratio
Defines the target ratio for the assets in the reserve. For example, it might aim for 25% of each of four assets. 

Reserve Balancer
Interface between market, liquidity and reserve to maintain the 
reserve asset target ratio. 

Collateralisation Ratio
Compares the total value of assets in the reserve to the total value of minted SE tokens. 
It is used to determine and manage the health of the system and guide incentive distribution. 

The token can sustain its peg during periods of undercollateralisation
due to the real economy backing it through ongoing economic activity, liquidity management, and fee structures.
This allows the entire system to maintain stability even when traditional collateral levels fall below 100%.

"a lasting revolution is one that offers a true alternative"

SEWA DAO

Decentralised Governance
Vote on changes to protocol parameters.
Submit proposals for improvements or 
changes to the ecosystem.
All votes and decisions are recorded on ledger, ensuring transparency and accountability.

SEWA Token Distribution
Given to project founders and contributors on the development platform
to foster engagement in the ecosystem 
and vested interest in its success.
Reward early supporters and 
developers of the SEWA framework

Incentives

Dynamic Minting
Additional SE Tokens are minted based on the collateralisation ratio, with minting rates increasing as the ratio improves

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Starting above 100% collateralisation.



Distribution

  • DAO Token Holders
  • 
Community Engagement (voting, rating, etc.)
  • Retail Participants
  • SEWA buyback fund for long-term distribution 

For any currency to function, it needs to be widely accepted. 

SEWA encourages retailers to accept SE tokens in exchange for goods and services

Technological Foundation


Security: Radix dlt provides robust security features, essential for a system handling financial transactions and sensitive data 

Scalability: As SEWA aims to grow and support numerous communities, Radix’s planned scalability features will ensure the system can handle increasing transaction volumes and user bases once implemented.

User-Friendliness: Radix’s design allows for a more intuitive user experience, crucial for widespread adoption of the SEWA platform.

By leveraging the advanced features of Radix dlt, SEWA can provide a secure, efficient, and user-friendly platform.

SEWA represents a movement toward equitable, community-driven economics.
As a project creator, funder, or SE Token user, you’re actively shaping a new economic paradigm.
SEWA empowers communities to control their economic futures while contributing to a larger ecosystem of value creation.

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